Privacy Policy

Last updated: August 5, 2026

Ransom Life Enterprises (“Ransom Life,” “we,” “us”) is an independent, licensed life insurance agency. This policy explains what personal information we collect, how we use it, and the choices you have. It covers this website (ransomlife.enterprises), our agent portal, and Lead Scheduling — the appointment and interview scheduling application our team uses, which can connect to Google Calendar.

Information we collect

Contact form. When you submit the form on our Contact page, we collect your name, email address, phone number, your message, and which audience you identify with. As evidence of your consent to be contacted, we also record the consent statement you agreed to, the page you submitted from, your IP address, your browser’s user-agent string, and the submission time.
Agent accounts. If you register for our agent portal, we collect your name, email address, phone number, username, and password (stored only in hashed form), along with the CRM connection credentials you provide so the portal can operate on your behalf.
Lead purchases. Payments are processed by Stripe. Card details are entered in Stripe-hosted payment fields and go directly to Stripe — they never touch our servers. We keep order records (package, amount, status), and Stripe emails receipts to the address on the order. If you start a recurring weekly lead plan, your payment method is saved with Stripe for those charges.

How we use information

To respond to your inquiries and provide the services you request.
To operate agent accounts, lead programs, and lead delivery.
To process payments and maintain purchase records.
To schedule and manage appointments and interviews, including calendar invitations.
To contact you consistent with the consent you gave us. Consent is never a condition of purchase, and you can opt out at any time.
To meet legal, regulatory, and record-keeping obligations.

Google user data (Lead Scheduling)

Members of our team can connect their own Google account to Lead Scheduling so that appointments and interviews we schedule appear on their Google Calendar. When a user connects, we request access to Google Calendar and to the email address of the connected Google account. Here is exactly how that data is accessed, used, stored, and shared:

Access and use. We use Calendar access only to create calendar events for scheduled appointments and interviews, and to remove those same events when a booking is canceled or rescheduled. We do not read, browse, or import your existing calendar events, calendars, contacts, or any other Google data. The connected account’s email address is used only to show which Google account is linked.
Storage. The authorization tokens Google issues are stored in our application database and are used solely for direct, server-to-server communication with Google’s APIs.
Sharing. We do not share, transfer, or sell Google user data to any third party, and we do not use it for advertising of any kind.
Retention and revocation. Disconnecting Google Calendar in portal or admin settings deletes the stored tokens from our systems, and tokens are deleted when the associated account is removed. You can also revoke Lead Scheduling’s access at any time from your Google Account security settings.

Lead Scheduling’s use and transfer to any other app of information received from Google APIs will adhere to the Google API Services User Data Policy, including the Limited Use requirements.

Cookies and tracking

Ad measurement. This site uses the Meta Pixel to measure our advertising. It runs when you click key buttons or submit the contact form, and it sets Meta’s standard cookies (such as _fbp and _fbc). You can manage this in your browser settings and in your Meta ad preferences.
Campaign identifiers. If you arrive from an ad, we pass standard ad-click identifiers (such as utm parameters, fbclid, or gclid) along when you continue to our portal or signup pages, so we can attribute the visit to the campaign that brought you.
Portal sign-in. The agent portal sets an authentication cookie to keep you signed in.

How we share information

We do not sell personal information. We share it only with service providers who process it on our behalf — Google (calendar scheduling), Stripe (payments), and Meta (ad measurement) — and where required to comply with law, enforce our agreements, or protect our rights. Licensed agents working with Ransom Life receive the information needed to serve the people who asked to be contacted.

Data retention

We keep personal information for as long as it is needed for the purposes described above, including maintaining consent and transaction records for legal and compliance reasons, and then delete or de-identify it.

Your choices

You can opt out of calls, texts, or emails at any time — reply STOP to a text, use the unsubscribe link in an email, or tell the person who contacts you. To request access to, correction of, or deletion of your personal information, reach us through our Contact page.

Children

Our services are for adults. This site is not directed to anyone under 18, and we do not knowingly collect personal information from children.

Changes to this policy

If we change this policy, we will post the updated version on this page with a new “Last updated” date. Material changes will be highlighted here before they take effect.

Contact us

Questions about this policy or your information? Reach us through our Contact page and we’ll get back to you.