Careers at Ransom Life
Insurance Sales Representative
Ransom Life Enterprises · Greenwood Village, CO · Full-time
Position Overview
We are seeking experienced sales professionals to join our team as Life Insurance Sales Representatives. This is a commission-based position with first-year earnings averaging $100,000–$120,000 based on performance, with unlimited earning potential for motivated individuals.
Role Responsibilities
- Convert warm, pre-qualified leads into life insurance policies through consultative phone and video sales
- Manage an assigned pipeline of prospects who have recently requested life insurance information
- Build and maintain client relationships for potential future policy needs
- Meet or exceed monthly sales targets
- Maintain accurate records in our CRM system
- Participate in ongoing product training and development
What We Offer
- Lead Generation Provided – Work with warm leads from families who have submitted online requests within 24–48 hours
- Competitive Commission Structure – Average rep earns $100K–$120K in year one
- High Earning Potential – Top performers earn $200K+ annually, no cap on earnings
- Sales Support – CRM access, digital tools, and sales system training
- Product Portfolio – Direct contracting with multiple A-rated insurance carriers
- Commission Advances – Available for qualified representatives
Requirements
- Proven track record in sales, preferably in insurance or financial services
- Current life insurance license or willingness to obtain one immediately (we can provide guidance)
- Strong communication and closing skills
- Self-motivated with excellent time management abilities
- Comfortable with high-volume phone work
- Reliable internet connection and a quiet workspace for phone and video calls
- Ability to work independently with minimal supervision
Compensation Structure
- 100% commission-based compensation (1099 independent contractor)
- Starting commission rate of 65% with increases based on production levels
- Commissions are based on the policies you write and your contracted commission rate
- Commission advances available after establishing production history
- No cap on earnings
Performance Expectations
- Handle a high volume of qualified leads daily
- Maintain a professional, consultative approach
- Average close rates of 15–25% expected (top performers achieve 30–40%)
- Commitment to 30–60 hours per week based on personal goals
Ideal Candidate
- Experienced in commission-based sales environments
- Strong work ethic and professional drive
- Excellent phone presence and communication skills
- Goal-oriented with a focus on results
- Comfortable with performance-based compensation
- Seeking a long-term career opportunity in insurance sales
Important Note
This is a 1099 independent contractor position with commission-only compensation. There is no base salary, draw, or benefits package. Candidates should be financially prepared for a commission-based income structure. Success in this role requires dedication, professional sales skills, and the ability to work independently.
People with a criminal record are encouraged to apply. We are an equal opportunity employer and value diversity. All employment decisions are based on qualifications, merit, and business needs.