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Ransom Life

Careers at Ransom Life

Insurance Sales Representative

Ransom Life Enterprises · Greenwood Village, CO · Full-time

Greenwood Village, CO (In Person) Full-time · 1099 Independent Contractor $30,000 – $400,000 Yearly

Position Overview

We are seeking experienced sales professionals to join our team as Life Insurance Sales Representatives. This is a commission-based position with first-year earnings averaging $100,000–$120,000 based on performance, with unlimited earning potential for motivated individuals.

Role Responsibilities

  • Convert warm, pre-qualified leads into life insurance policies through consultative phone and video sales
  • Manage an assigned pipeline of prospects who have recently requested life insurance information
  • Build and maintain client relationships for potential future policy needs
  • Meet or exceed monthly sales targets
  • Maintain accurate records in our CRM system
  • Participate in ongoing product training and development

What We Offer

  • Lead Generation Provided – Work with warm leads from families who have submitted online requests within 24–48 hours
  • Competitive Commission Structure – Average rep earns $100K–$120K in year one
  • High Earning Potential – Top performers earn $200K+ annually, no cap on earnings
  • Sales Support – CRM access, digital tools, and sales system training
  • Product Portfolio – Direct contracting with multiple A-rated insurance carriers
  • Commission Advances – Available for qualified representatives

Requirements

  • Proven track record in sales, preferably in insurance or financial services
  • Current life insurance license or willingness to obtain one immediately (we can provide guidance)
  • Strong communication and closing skills
  • Self-motivated with excellent time management abilities
  • Comfortable with high-volume phone work
  • Reliable internet connection and a quiet workspace for phone and video calls
  • Ability to work independently with minimal supervision

Compensation Structure

  • 100% commission-based compensation (1099 independent contractor)
  • Starting commission rate of 65% with increases based on production levels
  • Commissions are based on the policies you write and your contracted commission rate
  • Commission advances available after establishing production history
  • No cap on earnings

Performance Expectations

  • Handle a high volume of qualified leads daily
  • Maintain a professional, consultative approach
  • Average close rates of 15–25% expected (top performers achieve 30–40%)
  • Commitment to 30–60 hours per week based on personal goals

Ideal Candidate

  • Experienced in commission-based sales environments
  • Strong work ethic and professional drive
  • Excellent phone presence and communication skills
  • Goal-oriented with a focus on results
  • Comfortable with performance-based compensation
  • Seeking a long-term career opportunity in insurance sales

Important Note

This is a 1099 independent contractor position with commission-only compensation. There is no base salary, draw, or benefits package. Candidates should be financially prepared for a commission-based income structure. Success in this role requires dedication, professional sales skills, and the ability to work independently.

People with a criminal record are encouraged to apply. We are an equal opportunity employer and value diversity. All employment decisions are based on qualifications, merit, and business needs.

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Thank you for your interest. We'll review your application and get back to you within 3–5 business days.

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